Updated Retirement Education Topics for 2025 - Limited Seating Available
Retirement Education Course
Offered at
Desert Foothills Library
38443 N School House Rd, Cave Creek, AZ 85331
Hosted by SOFA USA, A Nationwide 501(c)3 Nonprofit since 1993
Presented by Brad Allan, MBA
Limited seating available
A Free Educational Retirement Planning Class for Adults 50-70
Retirement Education Course
Offered At
Desert Foothills Library
38443 N School House Rd, Cave Creek, AZ 85331
Hosted by SOFA USA,
A Nationwide Non-Profit Since 1993
Presented by Brad Allan, MBA
Limited seating available
An Educational Retirement Planning Class for Adults
“It’s no secret that Social Security can seem very complicated. Enroll in this free course to learn tips to boost your income, and how to avoid common mistakes.”
Here's What You'll Learn
At SOFA, we believe If something’s worth doing, it’s worth doing right. When it comes to the nuances of Social Security, learning how to optimize your Social Security benefits goes a long way to helping you live comfortably and confidently. This free course will teach you how to avoid common mistakes surrounding Social Security, and how to maximize the payout over your lifetime.
Understanding Tax Rate Risk: Learn how historical and projected changes in tax rates may affect your retirement income, and discover strategies to mitigate potential increases in tax liabilities.
Strategic Tax Distribution Planning: Understand how to optimize the use of taxable, tax-deferred, and tax-advantaged accounts to maximize your retirement savings and minimize unnecessary tax burdens.
Maximizing Social Security Benefits: Explore strategies to determine the best claiming age, avoid taxation on benefits, and leverage Social Security as a cornerstone of your retirement plan.
Addressing Retirement Distribution Pitfalls: Discover how to avoid costly mistakes, such as withdrawal rate mismanagement, improper asset liquidation order, and sequence-of-return risks, to ensure your retirement income lasts as long as you do.
Long-Term Care Planning for Asset Protection: Gain insights into strategies to cover potential long-term care costs without depleting your retirement savings, including innovative insurance solutions and Medicaid planning.
Benefits of Strategic Planning: Learn to align your financial goals with your retirement strategy, adapt to life changes, and minimize behavioral mistakes to achieve a sustainable and secure retirement.
Here's Our Course Syllabus
Determine Your Benefits
- Set up an online Social Security user account
-
How to understand your statements
-
Define commonly used terms and answer FAQ
-
Identify what sources of income to report
Understanding Your Options
- Learn about spousal and survivor benefits
- Understand how benefits will work in the event of divorce
Maximizing your Benefits
- Project an annual budget and annual cash flow sheet
- Review the impact of collecting money late vs. early
Strategies To Minimize Income Taxes
- Learn how Social Security benefits are taxed
- Identify how working impacts Social Security benefit
- Examine various “reset” strategies or “do-over” plan
- Create a personal retirement income plan
“It’s no secret that Social Security can seem very complicated. Enroll in this free course to learn tips to boost your income, and how to avoid common mistakes.”
Here's What You'll Learn
At SOFA, we believe If something’s worth doing, it’s worth doing right. When it comes to the nuances of Social Security, learning how to optimize your Social Security benefits goes a long way to helping you live comfortably and confidently. This free course will teach you how to avoid common mistakes surrounding Social Security, and how to maximize the payout over your lifetime.
Understanding Tax Rate Risk: Learn how historical and projected changes in tax rates may affect your retirement income, and discover strategies to mitigate potential increases in tax liabilities.
Strategic Tax Distribution Planning: Understand how to optimize the use of taxable, tax-deferred, and tax-advantaged accounts to maximize your retirement savings and minimize unnecessary tax burdens.
Maximizing Social Security Benefits: Explore strategies to determine the best claiming age, avoid taxation on benefits, and leverage Social Security as a cornerstone of your retirement plan.
Addressing Retirement Distribution Pitfalls: Discover how to avoid costly mistakes, such as withdrawal rate mismanagement, improper asset liquidation order, and sequence-of-return risks, to ensure your retirement income lasts as long as you do.
Long-Term Care Planning for Asset Protection: Gain insights into strategies to cover potential long-term care costs without depleting your retirement savings, including innovative insurance solutions and Medicaid planning.
Benefits of Strategic Planning: Learn to align your financial goals with your retirement strategy, adapt to life changes, and minimize behavioral mistakes to achieve a sustainable and secure retirement.
Register Today!
Please arrive 10-15 minutes ahead of presentation time.
Seating is limited, so please RSVP soon. Once the class is full, wait listing will be done on a first-come, first-serve basis.
Our Course Options to Choose From
Option 1
DATE/TIME
Tuesday, December 2nd, 2025
2:00pm - 3:00pm
Option 2
DATE/TIME
Thursday, December 4th, 2025
3:00pm - 4:00pm
Seating is limited, so please RSVP soon.
Once the class is full, wait listing will be done on first come, first serve basis.
If you have any questions please call our office at 800-783-1047.
COURSE INSTRUCTOR
Brad Allan, MBA
https://storage.googleapis.com/msgsndr/93GZEa0QB33mT8TjROqf/media/689bf2409042cd0570f32db7.jpeg
The Society For Financial Awareness
3914 Murphy Canyon Road Ste A125
San Diego, CA 92123
Map of Course Location
Map of Course Location
SOFA the organization, does not offer to sell financial products nor promote any one particular company. Though the presenter may mention specific financial instruments and their functionality, SOFA's role is only to educate and inspire. SOFA only represents the educational workshop - all other endorsements are non-SOFA related.
